This is a policy which covers losses due to sudden and unforeseen causes. This includes the following:
Mechanical and electrical breakdown of equipment caused by:
- Mechanical or electrical deficiencies
- Faulty material or design
- Short-circuiting or over voltage
Lightning, inclusive of included travelling waves, magnetic fields or electrostatic inductions which are not covered by a manufacturer’s warranty or a maintenance contract
Electronic equipment affected by unforeseen causes
This comprises of mechanical and electrical breakdowns.
Items affected in the course of being dismantled for cleaning
This includes overhauling or shifting within the premises, in the course of operations or during subsequent re-erection.